How do Villa benefit from Garnacho deal?

[Getty Images] Just hours after Chelsea made Morgan Rogers the most expensive British footballer in history by spending £117m to sign him from Aston Villa, they are in talks to loan Alejandro Garnacho to the Villains . Why did Villa pursue a loan with a conditional obligation to buy rather than buying Garnacho outright? Here are the key questions answered... How do Villa benefit from this deal? Put simply, Villa have control - and it could reduce the cost for them this season. By signing Garnacho on loan they do not have a longer-term commitment to a winger who has flattered to deceive at Stamford Bridge and has not enhanced his reputation. The loan market is important to Villa. Any obligation in a contract needs to be met to trigger a permanent deal, and Villa have used these deals with success in the past, including signing Marcus Rashford on loan from Manchester United before deciding against a permanent deal. "If it is linked to the number of matches he starts then, to a certain extent, Villa are in control under those circumstances," football finance expert Kieran Maguire said. "The rules are the rules. Some people say: 'Well, that's a loophole.' Some people will say: 'Well, they're as written and you have to treat them accordingly.'" How do Harvey Elliot, Will Osula and Jacob Ramsey relate to the Garnacho deal? Liverpool 's Harvey Elliott joined Villa on loan last summer, with an obligation to buy if the midfielder made 10 Premier League appearances. By October, Villa boss Unai Emery had decided he did not want to commit £35m on Elliott, who was left in limbo - ending the season with just nine appearances in all competitions. There was a feeling from some in the game that Villa's treatment of Elliott - changing their minds about signing him - could easily put others off joining on a similar arrangement, and potentially lose a year of their career. In Osula's case, Villa were close to a deal last summer but could not finalise it because of Uefa's rules. They sold midfielder Jacob Ramsey to the Magpies for £40m to help comply with the Premier League and Uefa's financial regulations but then could not move for Osula as Uefa would have viewed it as a swap deal. Read more here on Villa's attempts to balance the books here